PROJECTS & INITIATIVES
Move AHEAD © – prepares low and moderate income individuals for homeownership through individual counseling and workshops. This project often works in conjunction with the affordable homeownership developed by our partners.
• Topics covered include basic banking, budgeting, credit repair and rebuilding, renting vs. owning, shopping for a home, working with Realtors, mortgage options and avoiding predatory lenders.
• Development of ready buyers.
• Individual counseling to make necessary changes in order to become mortgage ready.
• Realistic pictures of affordability and comfort levels.
• Full preparation for homeownership• Community education
Community Development Consulting – bringing our staff expertise and knowledge to the community through partnerships with non-profits, municipalities, faith and community based organizations, housing authorities and community development corporations.
• Project coordination
• Guidance on financing new initiatives
• Creating coalitions and partnerships
• Working with lenders• Experienced training
Non-Profit Organizational Support – provides non-profit organizations with assistance in developing their own housing programs.
• Seminars
• Project Development
• On-site homeownership counseling• Organize residents into ownership cooperatives
CHAMPS – Creating Homeownership Affordability in Manufactured-Housing Parks - Assisting manufactured homeowners to move from pad rental to cooperative resident ownership of manufactured-housing parks. The project seeks greater access to standard financing and inclusion of one of the most widely available forms of unsubsidized affordable homeownership.
• Provide support and leadership in developing and implementing communities.
• Advocate for greater access to standard financing.
• Provide technical assistance, development, management and lending products in conjunction with private investors.
• Ultimately achieve greater financial stability and equity building opportunities for manufactured housing communities.• ALL AHEAD provides s upport for the work of Ford Foundation
The Fair Mortgage™ Collaborative – a national collaboration of non-profit residential loan brokerage companies. The goal of this project is to increase the volume of fair mortgages made under a unified national fair mortgage brand in order to directly compete and displace predatory mortgage brokers.
• Assistance and support in the creation and implementation of residential loan brokerage companies.
• Widened access to affordable housing through the use of new mortgage models
• Greater availability of affordable housing through revision of existing ownership models such as land trusts or cooperative resident owned models.
• Increase the availability of financial resources to low income households.
• Adminster grant funds which support the development of organizations that are members of the Fair Mortgage™ Collaborative.• Financial Education Workshops
Asbury Park Homeownership Initiative – our project in partnership with the city of Asbury Park's Department of Housing and Community Development. ALL AHEAD provides support and homeownership training throughout the city's scattered-site neighborhood revitalization areas.
• Homebuyer Educations Seminars
• Individual counseling on credit, budgeting, Homebuying choices and mortgages
• Budgeting Assistance
• Partnering with area non-profits to provide full access to all programs offered under the revitalization efforts.
• Referrals to area resources.
