TRAINING for Housing & Financial Education Counselors

Prequalifying Borrowers

• Learn how lender's qualify borrowers.
• Calculate maximum monthly mortgage affordability
• Understand how debt effects affordability
• Calculate maximum mortgage amounts
• Learn how to read and analyze a credit report

Setting up a Counseling Plan

• How to use Home Counselor Online ©
• How to use a prequalification to determine client needs
• Teach your clients how to set up a budget
• Using the Power Pay© Debt Management Calculator

Credit Repair & Establishment

• In-depth Analysis of Credit Reports
• Learn how to repair credit
• Teach your clients how to establish new credit

Section 8 Homeownership Voucher Program

• Learn how the Section 8 voucher can be used toward mortgage payments
• The roles of the client, the counselor, the housing authority and the lender
• Determine maximum mortgage affordability using the housing allowance payment

One on One Counselor Training

• Tutoring from an experienced certified housing counselor
• Review your own case files to determine mortgage readiness and set up counseling plans
• Mock counseling sessions
• Counsel with our counselor
• Areas of expertise include Reverse, Prepurchase, Section 8 Homeownership, Post-purchase and Foreclosure Prevention.